BetterHome Renovation Consultants

Written contract with a defined scope

Should include a fixed price or a clearly capped cost-plus arrangement, a payment schedule tied to milestones, a start and substantial completion date, a change order process, and what happens if either party walks away.

General liability insurance and WSIB clearance

Two million minimum. Confirm the policy covers the type and value of your project - some policies exclude structural work.

Building permit, pulled by the contractor

Insist the contractor pulls it in their name, not yours. A permit in your name makes you the constructor and shifts liability onto you. This is a genuinely important detail that many homeowners agree to without realising.

Verify with: Your municipal building department.

Licensed sub-trades for regulated work

Your renovator need not be licensed, but the electrician and plumber must be. Ask who they are and verify them independently.